Public liability Insurance
Employers liability Insurance
Buy to let Insurance
Business liability Insurance
Liability Insurance quote
Commercial property Insurance
Builders liability Insurance
Property owners liability
Vacant property Insurance
As a broker specialising in business insurance we can save you hours of your time and money by searching a range of insurers on your behalf for all your insurance needs. We understand how complicated and time consuming it can be searching the internet for the best business insurance policy at a reasonable price which is why we provide an online business quote facility which takes you through the process step by step and takes no more than a minute or two to complete.
The term business insurance can actually refer to several different types of insurance policies such as shop, public liability, employers liability and even landlords insurance. As a broker we have chosen to specialise in these areas of insurance meaning we can search a panel of different insurers on your behalf to provide you with a competitive quotation which includes comprehensive cover to make sure you have the cover which best meets your demands and needs.
As a business in the UK you may legally be required to have some types of business insurance, for example if you have any employees then it is a legal requirement that you have employers liability insurance and failure to do so can result in a daily fine. Whilst insurance like public liability is not usually a legal requirement for a business in the UK, we highly recommend that you have this type of insurance in place to provide protection for your business activities should you cause property damage or injury during the course of your occupation.
There are several things which can effect how much you pay for your business insurance in the UK, for example if you have had a large claims history then your premium will not benefit from any no claims bonus and therefore may be higher than if you had an empty claims history. Also the actual risk to be insured can have an effect, for example it would usually cost more to insure roofers than dog walkers or a small flat compared to a large house located in a high risk area.
Public liability InsurancePublic liability is a well known form of insurance for all types of business in the UK, especially those in manual trades such as builders, carpenters and handy men. This insurance is to protect you against any accidental property damage or bodily injury you cause during the course of your work. An example of such a case would be if you were a builder and whilst carrying your tools into a customers building you accidentally damage a vase.